The Home of Honest Lending

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Short Term Loans

£50 - £995

Online decision

Responsible lenders

Rates from 278% to 1576%

3-12 month repayment

Personal Loans

£1k - £25k

Fast decision

60-sec Application

Rates from 4.7% to 287%

3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
† Subject to lender's requirements and approval. Not all loan amounts are eligible for 20 minute payouts. Your bank may increase the time you receive the money considerably.

7 Benefits of Through Loanovao

Request Online

There are no fees to submit your request and no obligations.


You can be sure that your information remains with us – no 3rd party sales.

Get Results Fast

After you submit your information we can match your lender instantly.

Quick Cash

E-sign the contract and the cash could be with you in as little as an hour.

Borrowing Power Calculator

Find out how much you can afford to borrow before you apply with our borrowing power calculator.

Apply from any device

You can start and complete your personal loan application on any device. You you can return to and complete unfinished application made online within 14 days.

Online Status Tracker

Whether You have Submitted  online, at a branch, or over the phone, you can track your personal loan application online.

See What Other Kinds of Loans We Do

Though we specialise in Doorstep or Home Collection loans, we also offer a wide variety of other forms of finance to help you find the perfect plan to suit your needs

It doesn’t matter how much you are looking for or what your credit history is like, we will be able to find you the best rates possible.


Fairly self-explanatory and so easy to get, a £100 loan is for those times that you need a little extra cash and quickly. Nearly anyone can get one of these loans with no issues at all, regardless of your credit history.

6 Month Loans can be a variety of amounts, whatever you think will suit your needs. The term, however, is fixed at 6 months. What this means is that the rate is fixed, allowing you to get the best out of your money. If you are looking for a slightly longer term length then this is a great option for you.
We all know how hard it can be to save, each time you get some a new issue will arise and bring you a step back. It doesn’t have to be that way though, a car loan is perfect for when you are looking at getting a new vehicle. Car Loans allow you to get the vehicle you are looking for without the usual hassle. This way you can pay as you go with your car
Very much like a payday loan, the Cash Cow Loans market has become popular with those that have a bad credit history. The difference is that a Cash Cow Loan does not have to be repaid in one instalment at the end of the month but can instead be over a 3 month period for example.


This type of loan is designed specifically for those that have an extremely bad credit score and are very likely to be refused by any normal lender due to their high risk. A Guaranteed High Risk Loan means that anyone that has been refused multiple times in the past or those that have been blacklisted will still have the chance to get the money they need.


An Instant Cash Loan is for those that are in a hurry to get the finance now. By using this sort of loan you will find that you get the funds in no time at all. Once approved you will get the cash straight into your account within 15 minutes. Fast Loans is one of the fastest ways to gain access to money on the loan market. Even those that have been blacklisted will be able to apply.

These loans are very small by their nature, often the amounts borrowed are around the £100 mark and no more than £500. They are usually only taken out for a couple weeks and never more than a few months. Mini-credit Loans were designed for those unexpected moments like a surprise bill or a car problem.
In the modern world, we are able to use our mobile phones for so many different things. We can use them to order food or other items from the internet. We can use them for looking at our bank accounts, sending and receiving money on the go. We can use them for so many things, so why not for borrowing. Whether you have an internet connection and feel like doing a £100 Text Loan or whether you want to use an SMS Loan instead, both are easily done today.

How to Apply – Made Easy

Start your application

The application process itself is a very quick and simple one. You simply need to fill out our online form with a few details and your good to go. All you need to qualify is some personal details, a full UK address and the details of your current employer to prove that you are capable of repaying the amount.

Get Result Fast

Our dedicated team of experts work at breakneck speed as soon as they get your application. They will check your requested amount against over 40 different lenders that we work with. Within a few minutes you will get your response and if accepted you will be passed on to the lender.

Get Your Cash

Once accepted by one of our reputable lenders, provided all your details are correct, you will get the money straight into your account within the hour. This makes our lending process one of the fastest possible ways to get finance. That is everything, you can then spend the money as you want.

Find The Best 100 Pound Loan Direct Lender

Key points

  • Small loans are typically easy to apply for and the entire process can be done online in minutes.
  • Approval rates are generally far higher than more traditional lending options, but interest rates may also be higher.
  • Loans can be used for any purpose such as consolidation, emergency bills or any emergency house or car repairs.

There is nothing more irritating than to come up short on money particularly amid those circumstances when you require it most. This could bring about a great deal of issues particularly when your next paycheck is not yet due until the next month. It’s fortunate there are presently loans which you can without much of an effort procure that will help settle your money issues. The main key here is to locate the best bank that will talk about to you how this sort of credit really functions. It is vital that you take in more about loans to avoid further issues. The primary thing you have to do is to take in more about it and locate the best 100 pound loan direct lender.

On the off chance that you haven’t tried any loans before then it will give you huge amounts of advantages to take in more about it first. Through online you will doubtlessly discover huge amounts of articles about loans. This sort of advance is promptly accessible and you could get it without further requirements.

For as long as you will have the capacity to pay the 100 pound loan direct lender back on time then you are fit the bill to apply for this credit. Nonetheless it is vital that you locate the best 100 pound loan direct lender first.

100 Loans From Direct Lenders

When searching for the best 100 pound loan direct lender ensures that you go on the web and do some research. It is essential that you figure out how loans really function. In the event that you want to utilise the cash on your business then ensure that you completely comprehend the mechanics of those loans.

Doing as such will give you the advantages it brings to the table and keep away you from managing more convoluted issues later on. Through online you will likewise get the chance to read surveys from past customers who effectively attempted the 100 pound loans. From their pledge you will without a doubt take in a great deal about 100 pound loan and how it could bail you out. These audits and remarks will likewise help you pick the best 100 pound loan direct lender.

Another incredible approach to help you take in more about 100 pound loan is to make a few inquiries. On the off chance that you have colleague or even a relative who tried the 100 pound loan then you can approach them for some help. Ask them how this sort of advance functions and how it could bail you out. They will in reality even help you locate the best 100 pound loan direct lender on the web. If they have found the best 100 pound loan direct lender then you ought to request a few referrals. Through their suggestions you will have the capacity to locate the best 100 pound loan direct lender. When you have found the 100 pound loan direct lender, make a point to set up an arrangement to discuss the loan you wish to obtain.

100 Pound Loan Lenders In The Uk

Finding the best lender for 100 pound bad credit loans can be fairly easy if your credit is average if its below average finding a quick 100 pound loan today can become a bit more challenging. When people often need a small 100 pound loans today its normally for a quick fix for an emergency so require the loan within 15 mins of as soon as possible to get them out of the mess there in. This is often why people search for instant 100 pound loans in the search engines. We do need to explain though instant loans are possible in some sense there not exactly instant payday loans can be really fast 5-20 is really normal from start to finish of the application. Please understand when you are looking for a 100 cash loan its not the case of getting cash in your hand but it will be transferred into your bank account.

Will The Lenders require a credit check for a 100 loan?

This is often one of the first questions if you look at the data google themselves provide 1000 of searches a month for no credit check 100 pound loans people even want as little as 20 loan instant without a credit check. So let me explain how this actually works most lenders will actually require a few checks but mostly the lenders don’t take much notice of credit checks more if you can afford to make the payments back, they will spend a lot of time on your income and expenditure before they make there lending decision.


£100 Loan FAQ’s

How quickly will my application to borrow £100 be processed?

The application process to borrow £100 is quick and easy. Information you must provide includes your personal details, a valid and complete UK physical address, details pertaining to your current employer and work history. After we receive your application, the amount of money you have requested is checked against several different lenders that we currently work with. If all of your information checks out and one of our lenders agrees to let you borrow £100, you can have the funds in your bank account within an hour. Rest assured though, that almost everyone gets approved for the £100 loan they apply for.

Can I use my £100 loan to start a small business?

You most certainly can! In fact, you are free to use your £100 in any way you need or want to after it has been deposited into your bank account. Many people use these funds to cover minor emergencies that come up, such as car repairs or to cover a shortfall in a utility bill.

How much interest will I pay on a £100 loan?

The amount of interest may vary according to your credit rating and/or the lending provider who deposits the cash into your account. However, you will be able to find out how much your repayments (and interest rate) will be when e-signing your loan paperwork. Always ensure that you ask questions if there is anything on the documentation that you don’t understand.

Is the application process to borrow £100 all done online?

Yes. All paperwork is done online, meaning that you don’t have to worry about having to sign physical paperwork at any time.

How do I know which direct lender to choose?

These days, it is easier than ever to borrow £100 in a hurry because there are so many lenders to choose from. However, this can make choosing the right lender a daunting process. When applying through Loanovao though, we take the guesswork out of choosing a lender because we ensure that you are matched to the correct company the first time.

Competitive Company Examples

Loan amount
400 - 1,000
Loan term
20 - 52 weeks
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Loan amount
200 - 750
Loan term
33 or 45 weeks
Great customer service
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5 most recent personal loan reviews

Review of West One Loans

Once I had sorted the application signed my agreement, and got my guarantor to sign his, we both had a phone call within the hour, no issues with either of us and I got a pay out in 25 mins, couldn't have been any better, service on the phone was great nice people to talk to 👍🏻

Review posted by Jack Emberton, Bath

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fiananta

This was the smoothest process one could hope for! I had previously gone on a wild goose chase with Avant Credit (who are a joke) and then listened to the most ridiculous rates from Everyday Loans (the biggest joke of them all!) and so to get quick and friendly service form Finanta was a pleasure. the customer service staff are extremely friendly and my loan was paid out within a few hours of applying. I would recommend to anyone. My credit wasn't the best but they still accepted me, cant speak highly enough of them!

Review posted by Ricky Hutchens, Shrewsbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ablrate

Excellent Customer Service, the staff were very helpful and polite. I would recommend Ablrate Loans to my Family and Friends. Swift easy process in which to apply and the loan (monies) was deposited into my account well within the 48 hour frame time. Another satisfied customer 🙂

Review posted by Angie Foley, Tuxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.

Loanovao is an introducer and not a direct lender
Website owned by Leadbrain LTD Company Number 10959294.
Postal Address: Serpable Ltd, Collingbourne Avenue, Southbourne, Bournemouth, BH65QR
Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk