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£50 - £995

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Rates from 278% to 1576%

3-12 month repayment

Personal Loans

£1k - £25k

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Rates from 4.7% to 287%

3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
† Subject to lender's requirements and approval. Not all loan amounts are eligible for 20 minute payouts. Your bank may increase the time you receive the money considerably.

7 Benefits of Through Loanovao

Request Online

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E-sign the contract and the cash could be with you in as little as an hour.

Borrowing Power Calculator

Find out how much you can afford to borrow before you apply with our borrowing power calculator.

Apply from any device

You can start and complete your personal loan application on any device. You you can return to and complete unfinished application made online within 14 days.

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Whether You have Submitted  online, at a branch, or over the phone, you can track your personal loan application online.

£100 Text Loans Direct Lender

Key points

  • £100 text loans are payday loans that do not need long approval time…the loan amount is disbursed as soon as all basic criteria are met.
  • Direct lenders offer text loans with flexible repayment plans that suits the customer’s financial situation.
  • Text loans require a little paper work or documentation. Eligibility depends on the lender you choose to work with.

There is nothing more distressing than to realise that you still have those unpaid bills and you are as of now out of money. What even makes the circumstance all the more discouraging is the truth that you will only be able to the get money until the next month on your next paycheck. This sort of issue is in reality exceptionally basic particularly among the individuals who depend on their regular scheduled paychecks alone. It’s fortunate there are currently loans which you could undoubtedly get without convoluted handling. This implies you will have the capacity to get the trade you require out a matter of minutes. However ensure that you completely see how the 100 text loans direct lender really function and how it could help you.

The 100 text loans direct lender won’t only give you quick money but it is in reality simple to acquire. Individuals who happened to have bad credit line, no credit line or even the individuals who are managing bankruptcy could really apply and get the endorsement for this sort of advance.

Not at all like those loans offered by different banks which required an exhaustive record verification and credit line confirmation. With 100 text loans direct lender you can apply for the credit on the web and get the endorsement and the trade you require out a matter of minutes. What makes the 100 text loans direct lender remarkable from various loans is that you can truly discuss the payback plan with your 100 text loans direct lender. The 100 text loans direct lender will help you pick and find the best way and system to pay the lender back which will help you avoid from having charges.
What Do You Need

The 100 text loans direct lender additionally does not require confounded prerequisites. You only need to go on the web and answer the application form for borrowers. When you addressed the fundamental inquiries make a point to incorporate your ID card ideally with your manager’s name on it. This will help the lender comprehend that you are employed. You ought to likewise incorporate your social security number, private number and email address and in addition to your bank account. The info you will give will help the 100 text loans direct lender see that you are fit for paying them back on time.

Comparing loans in the market is really important it will help when it comes to consolidation of debt. You can purchase the things you require particularly amid those emergencies. Be that as it may, if you have no money to pay those then you will most likely be blacklisted. At the point when this happened, you will without a doubt face a lot of stress. Be that as it may, with 100 text loans direct lender, you will have the capacity to end this issue soon. However ensure that you only depend on the best 100 text loans direct lender. Through their help you will have the capacity to completely appreciate the advantages of 100 text loans.

£100 Text Loan FAQ’s

What is a text loan?

This is a unique payday loan that is easy to secure and considerably faster than other similar types of loans. In a little as 24 hours, you can apply for the loan and get the loan amount credited to your bank account. 100 Text loans can offer as much as 500 pounds depending on the direct lender.

As long the lender’s basic criteria are met, text loan processing does not very long. However, eligibility may vary but you can rest assured that your direct lender won’t be as rigid as your local bank.

Before being able to apply for quick mobile loans, you will have to set up an account with the company you want to apply with. During the registration process, you will need to provide details regarding your income and expenses. This will enable the lender to determine whether you can afford to repay the loan you require or not.

Can I get a text loan with bad credit?

100 text loans are not like other type of loans that need paperwork and credit check. Even if you have bad credits, there are direct lenders who will be willing to give you loans if you meet other criteria for a loan. However, most lenders will conduct an affordability check before the loan amount is sent to your bank account.

Do I need a guarantor when I apply for a text loan?

Text loans are small loans that come with a short repayment plan. This means that most lenders do not need a guarantor or some form of collateral because they approve your loan application.

In most cases, lenders tend to ignore unnecessary paper works, and credit checks when issuing out text loans to customers.

How much does it Cost to Apply for a £100 loan by text?

When applying for text message loans through us, no application fees will be payable. You are also under no obligation to accept the loan if you change your mind.

When might I need a £100 loan?

Fast payday loans like text loans are designed to help customers fix small but urgent financial emergencies. Whether you have bills to settle or you feel you need some extra pocket change before you receive your next paycheck, a text loan will definitely be of great help.

While 100 text loans are easy to secure, it is important to only borrow the amount that you need and can pay back conveniently.

How do I apply for a text loan?

If you are sure that you need a 100 text loan, then all you need to do is to contact the lender via text to begin the loan application process. Lenders have a responsive system that handles these applications. So they are fast and easy to use.

You can also apply online whether through your smart phone or a computer. The process is similar and equally fast.

Can I make multiple loan applications?

This depends on your credit history and your ability to pay back the amount you are requesting for. Direct lenders in the UK can offer you another loan if you have a great loan track record.

However, it is wise to pay back the loan you owe first before applying for another loan.

See What Other Kinds of Loans We Do

Though we specialise in Doorstep or Home Collection loans, we also offer a wide variety of other forms of finance to help you find the perfect plan to suit your needs.



It doesn’t matter how much you are looking for or what your credit history is like, we will be able to find you the best rates possible.

Fairly self-explanatory and so easy to get, a £100 loan is for those times that you need a little extra cash and quickly. Nearly anyone can get one of these loans with no issues at all, regardless of your credit history.
6 Month Loans can be a variety of amounts, whatever you think will suit your needs. The term, however, is fixed at 6 months. What this means is that the rate is fixed, allowing you to get the best out of your money. If you are looking for a slightly longer term length then this is a great option for you.
We all know how hard it can be to save, each time you get some a new issue will arise and bring you a step back. It doesn’t have to be that way though, a car loan is perfect for when you are looking at getting a new vehicle. Car Loans allow you to get the vehicle you are looking for without the usual hassle. This way you can pay as you go with your car
Very much like a payday loan, the Cash Cow Loans market has become popular with those that have a bad credit history. The difference is that a Cash Cow Loan does not have to be repaid in one instalment at the end of the month but can instead be over a 3 month period for example.

This type of loan is designed specifically for those that have an extremely bad credit score and are very likely to be refused by any normal lender due to their high risk. A Guaranteed High Risk Loan means that anyone that has been refused multiple times in the past or those that have been blacklisted will still have the chance to get the money they need.


An Instant Cash Loan is for those that are in a hurry to get the finance now. By using this sort of loan you will find that you get the funds in no time at all. Once approved you will get the cash straight into your account within 15 minutes. Fast Loans is one of the fastest ways to gain access to money on the loan market. Even those that have been blacklisted will be able to apply.

These loans are very small by their nature, often the amounts borrowed are around the £100 mark and no more than £500. They are usually only taken out for a couple weeks and never more than a few months. Mini-credit Loans were designed for those unexpected moments like a surprise bill or a car problem.
In the modern world, we are able to use our mobile phones for so many different things. We can use them to order food or other items from the internet. We can use them for looking at our bank accounts, sending and receiving money on the go. We can use them for so many things, so why not for borrowing. Whether you have an internet connection and feel like doing a £100 Text Loan or whether you want to use an SMS Loan instead, both are easily done today.

How to Apply – Made Easy

Start your application

The application process itself is a very quick and simple one. You simply need to fill out our online form with a few details and your good to go. All you need to qualify is some personal details, a full UK address and the details of your current employer to prove that you are capable of repaying the amount.

Get Result Fast

Our dedicated team of experts work at breakneck speed as soon as they get your application. They will check your requested amount against over 40 different lenders that we work with. Within a few minutes you will get your response and if accepted you will be passed on to the lender.

Get Your Cash

Once accepted by one of our reputable lenders, provided all your details are correct, you will get the money straight into your account within the hour. This makes our lending process one of the fastest possible ways to get finance. That is everything, you can then spend the money as you want.

Competitive Company Examples

Loan amount
400 - 1,000
Loan term
20 - 52 weeks
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Loan amount
200 - 750
Loan term
33 or 45 weeks
Great customer service
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5 most recent personal loan reviews

Review of West One Loans

Once I had sorted the application signed my agreement, and got my guarantor to sign his, we both had a phone call within the hour, no issues with either of us and I got a pay out in 25 mins, couldn't have been any better, service on the phone was great nice people to talk to 👍🏻

Review posted by Jack Emberton, Bath

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fiananta

This was the smoothest process one could hope for! I had previously gone on a wild goose chase with Avant Credit (who are a joke) and then listened to the most ridiculous rates from Everyday Loans (the biggest joke of them all!) and so to get quick and friendly service form Finanta was a pleasure. the customer service staff are extremely friendly and my loan was paid out within a few hours of applying. I would recommend to anyone. My credit wasn't the best but they still accepted me, cant speak highly enough of them!

Review posted by Ricky Hutchens, Shrewsbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ablrate

Excellent Customer Service, the staff were very helpful and polite. I would recommend Ablrate Loans to my Family and Friends. Swift easy process in which to apply and the loan (monies) was deposited into my account well within the 48 hour frame time. Another satisfied customer 🙂

Review posted by Angie Foley, Tuxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.

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Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk