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Short Term Loans

£50 - £995

Online decision

Responsible lenders

Rates from 278% to 1576%

3-12 month repayment

Personal Loans

£1k - £25k

Fast decision

60-sec Application

Rates from 4.7% to 287%

3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
† Subject to lender's requirements and approval. Not all loan amounts are eligible for 20 minute payouts. Your bank may increase the time you receive the money considerably.

7 Benefits of Through Loanovao

Request Online

There are no fees to submit your request and no obligations.


You can be sure that your information remains with us – no 3rd party sales.

Get Results Fast

After you submit your information we can match your lender instantly.

Quick Cash

E-sign the contract and the cash could be with you in as little as an hour.

Borrowing Power Calculator

Find out how much you can afford to borrow before you apply with our borrowing power calculator.

Apply from any device

You can start and complete your personal loan application on any device. You you can return to and complete unfinished application made online within 14 days.

Online Status Tracker

Whether You have Submitted  online, at a branch, or over the phone, you can track your personal loan application online.

Facts on 6 Month Loans Direct Lenders

Key points

  • With this loan, you can get quick cash and have several months to pay it back without the stress associated with loan repayments.
  • It is an unsecured payday loan that does not involve awful consequences like losing your house if you default on repayment.
  • With a 6 month loan, short and long repayment plans are available.

Finding the right loan lender can be quite complicated especially if you haven’t tried applying for any loans before. It is important that you find the best one to fully enjoy the benefits of the loan you wish to apply for. Since most loans today are readily available online especially those loans which you could get fast cash out, you will surely find the most reliable names of lending companies on the web as well. Read on and learn some simple methods that will help you choose the best 6 month loans payday loans from direct lenders.

The 6 month loans direct lenders will help you choose the best payback plan that will suit your needs. Since you will choosing the 6 month loans then you will have enough time to pay the loan you borrowed on time. This is ideal for those who actually borrowed cash for their businesses. They will have enough time to save up more that would help them pay their loans on time without getting additional charges and penalties. The 6 month loans 100-pound loans are very convenient since it could help you pay those bills without the worry of paying the lender back the following month. This way you will have no excuse not to pay on time.
What Do You Need

The 6 month loans direct lenders will not require you any complicated requirements. You must at least 18 years old and above in order to qualify for the 6 month loans. You also need to have a job to be able to pay the long term 6 month loans direct lenders back. Since this kind of loan is readily available online then you will no longer need to go to the bank just to answer the application form. You will find the form online and need to answer the questions with your basic info.

Once you are done with it makes sure to include your ID card preferable with your employer’s name on it to guarantee that you are presently employed. The 6 month loans direct lenders will also need your social security number, residential address and email address as well as your bank account. You need to have your own bank account since this is where they will deposit the cash you need.

The 6 month personal loans direct lenders will no longer proceed on those credit line checks. This means that you will no longer need to worry about it even if you have a bad credit line. People who have no credit line and even those who are already blacklisted and dealing with bankruptcy could easily apply for this kind of loan. They will surely get the approval without worrying about credit line and background check. The 6 month loans direct lenders will help you make the process easier and faster. This is the reason why you must find the best 6 month loans direct lenders. You will surely find the most reliable 6-month loans, direct lenders, online. With them, you will fully enjoy its benefits.

6 Month Loan FAQ’s

What is a 6 month loan?

This is an unsecured payday loan that you can fall back on when you have financial emergencies. However, in this case, the lender gives you a longer time to repay the loan. This makes it more convenient for you and increases the chances of you not defaulting on the payment. With a loan over 6 months, you can borrow up to 3000 pounds and still have ample time to pay back the loan without stress.

Can I complete my application online?

With the presence of easy digital application formats, most loan applications can now be completed online. Once you have all of the required document and information (Personal details, monthly income, and bank details), fill them into the appropriate place, and you will be met with a decision almost instantly. You do not have to make any phone call, everything you need will be online including customer support.

When will I receive the loan amount after completing my application?

After you have completed the 6 months loan application online, your details will be assessed immediately and a decision will be made. If you are successful, we’ll then merge you with the most appropriate lender. In a matter of minutes, you will get a response and the loan amount will be sent to your bank account that same day.

How do I qualify for a 6 month loan?

If you wish to apply for this loan, below are the criteria for qualification:

  • Should be above the age of 18.
  • You must live in the UK.
  • You must have a bank account number and have a card linked to it.
  • You must be in a paid employed or have a stable means of income.

What happens If I can’t make repayments on the due date?

While this may happen sometimes, we do advise that you only take up a loan when you are sure you can pay it back. If you default on the payment, you will incur additional charges that may increase with time depending on the lender you choose to work with.

6-month loans offer flexible repayments plans that will enable you to gather the money before the loan gestation period elapses. If you still have problems paying back the loan, be sure to inform your lender beforehand. This will help you cut down the additional charges that you may incur

Am I at a disadvantage if I have bad credit?

While we will encourage you to try to improve your credit ratings, some lenders will still be willing to offer you the loan despite your bad credits. However, it is common financial conduct for lenders to carry out a loan affordability check before they give out a loan. This means that lenders will still assess your ability to pay back the loan before they grant you the loan amount.

See What Other Kinds of Loans We Do

Though we specialise in Doorstep or Home Collection loans, we also offer a wide variety of other forms of finance to help you find the perfect plan to suit your needs.



It doesn’t matter how much you are looking for or what your credit history is like, we will be able to find you the best rates possible.

Fairly self-explanatory and so easy to get, a £100 loan is for those times that you need a little extra cash and quickly. Nearly anyone can get one of these loans with no issues at all, regardless of your credit history.
6 Month Loans can be a variety of amounts, whatever you think will suit your needs. The term, however, is fixed at 6 months. What this means is that the rate is fixed, allowing you to get the best out of your money. If you are looking for a slightly longer term length then this is a great option for you.
We all know how hard it can be to save, each time you get some a new issue will arise and bring you a step back. It doesn’t have to be that way though, a car loan is perfect for when you are looking at getting a new vehicle. Car Loans allow you to get the vehicle you are looking for without the usual hassle. This way you can pay as you go with your car
Very much like a payday loan, the Cash Cow Loans market has become popular with those that have a bad credit history. The difference is that a Cash Cow Loan does not have to be repaid in one instalment at the end of the month but can instead be over a 3 month period for example.

This type of loan is designed specifically for those that have an extremely bad credit score and are very likely to be refused by any normal lender due to their high risk. A Guaranteed High Risk Loan means that anyone that has been refused multiple times in the past or those that have been blacklisted will still have the chance to get the money they need.


An Instant Cash Loan is for those that are in a hurry to get the finance now. By using this sort of loan you will find that you get the funds in no time at all. Once approved you will get the cash straight into your account within 15 minutes. Fast Loans is one of the fastest ways to gain access to money on the loan market. Even those that have been blacklisted will be able to apply.

These loans are very small by their nature, often the amounts borrowed are around the £100 mark and no more than £500. They are usually only taken out for a couple weeks and never more than a few months. Mini-credit Loans were designed for those unexpected moments like a surprise bill or a car problem.
In the modern world, we are able to use our mobile phones for so many different things. We can use them to order food or other items from the internet. We can use them for looking at our bank accounts, sending and receiving money on the go. We can use them for so many things, so why not for borrowing. Whether you have an internet connection and feel like doing a £100 Text Loan or whether you want to use an SMS Loan instead, both are easily done today.

How to Apply – Made Easy

Start your application

The application process itself is a very quick and simple one. You simply need to fill out our online form with a few details and your good to go. All you need to qualify is some personal details, a full UK address and the details of your current employer to prove that you are capable of repaying the amount.

Get Result Fast

Our dedicated team of experts work at breakneck speed as soon as they get your application. They will check your requested amount against over 40 different lenders that we work with. Within a few minutes you will get your response and if accepted you will be passed on to the lender.

Get Your Cash

Once accepted by one of our reputable lenders, provided all your details are correct, you will get the money straight into your account within the hour. This makes our lending process one of the fastest possible ways to get finance. That is everything, you can then spend the money as you want.

Competitive Company Examples

Loan amount
400 - 1,000
Loan term
20 - 52 weeks
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Loan amount
200 - 750
Loan term
33 or 45 weeks
Great customer service
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5 most recent personal loan reviews

Review of West One Loans

Once I had sorted the application signed my agreement, and got my guarantor to sign his, we both had a phone call within the hour, no issues with either of us and I got a pay out in 25 mins, couldn't have been any better, service on the phone was great nice people to talk to 👍🏻

Review posted by Jack Emberton, Bath

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fiananta

This was the smoothest process one could hope for! I had previously gone on a wild goose chase with Avant Credit (who are a joke) and then listened to the most ridiculous rates from Everyday Loans (the biggest joke of them all!) and so to get quick and friendly service form Finanta was a pleasure. the customer service staff are extremely friendly and my loan was paid out within a few hours of applying. I would recommend to anyone. My credit wasn't the best but they still accepted me, cant speak highly enough of them!

Review posted by Ricky Hutchens, Shrewsbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ablrate

Excellent Customer Service, the staff were very helpful and polite. I would recommend Ablrate Loans to my Family and Friends. Swift easy process in which to apply and the loan (monies) was deposited into my account well within the 48 hour frame time. Another satisfied customer 🙂

Review posted by Angie Foley, Tuxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.

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Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk