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Short Term Loans
£50 - £995
Rates from 278% to 1576%
3-12 month repayment
£1k - £25k
Rates from 4.7% to 287%
3-36 month repayment
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
† Subject to lender's requirements and approval. Not all loan amounts are eligible for 20 minute payouts. Your bank may increase the time you receive the money considerably.
7 Benefits of Through Loanovao
There are no fees to submit your request and no obligations.
You can be sure that your information remains with us – no 3rd party sales.
Get Results Fast
After you submit your information we can match your lender instantly.
E-sign the contract and the cash could be with you in as little as an hour.
Borrowing Power Calculator
Find out how much you can afford to borrow before you apply with our borrowing power calculator.
Apply from any device
You can start and complete your personal loan application on any device. You you can return to and complete unfinished application made online within 14 days.
Online Status Tracker
Whether You have Submitted online, at a branch, or over the phone, you can track your personal loan application online.
See What Other Kinds of Loans We Do
- Other Loan Varieties
- £100 Loan
- 6 Month Loans
- Car Loans
- Cash Cow Loans
- High Risk Loans
- Cash Loans
- Mini-credit Loans
- Mobile Loans
It doesn’t matter how much you are looking for or what your credit history is like, we will be able to find you the best rates possible.
This type of loan is designed specifically for those that have an extremely bad credit score and are very likely to be refused by any normal lender due to their high risk. A Guaranteed High Risk Loan means that anyone that has been refused multiple times in the past or those that have been blacklisted will still have the chance to get the money they need.
An Instant Cash Loan is for those that are in a hurry to get the finance now. By using this sort of loan you will find that you get the funds in no time at all. Once approved you will get the cash straight into your account within 15 minutes. Fast Loans is one of the fastest ways to gain access to money on the loan market. Even those that have been blacklisted will be able to apply.
How to Apply – Made Easy
Start your application
The application process itself is a very quick and simple one. You simply need to fill out our online form with a few details and your good to go. All you need to qualify is some personal details, a full UK address and the details of your current employer to prove that you are capable of repaying the amount.
Get Result Fast
Our dedicated team of experts work at breakneck speed as soon as they get your application. They will check your requested amount against over 40 different lenders that we work with. Within a few minutes you will get your response and if accepted you will be passed on to the lender.
Get Your Cash
Once accepted by one of our reputable lenders, provided all your details are correct, you will get the money straight into your account within the hour. This makes our lending process one of the fastest possible ways to get finance. That is everything, you can then spend the money as you want.
Guaranteed High Risk Loans – Why Understand Its Mechanics
You will surely find different kinds of loans today specifically designed and offered for people who need immediate cash. These loans might be readily available online but bear in mind that it has high interest rate. But with guaranteed high risk loans you will not only get to pay those unpaid bills on time but will also have extra cash on hand in case of emergency. This loan is offered for people who rely on their monthly paycheck alone. The guaranteed high risk loans are very convenient but should be taken with extra care especially for those who haven’t tried this kind of loan before.
The guaranteed high risk loans are the loans for people who have a bad credit line. The lender will no longer do those complicated credit line checks. It is also preferred by those who have no credit line, blacklisted and even those who are dealing with bankruptcy. The lender will no longer have business on where and how you will spend the cash you need as long as you will pay them back on time. This kind of loan typically offers a payback plan that will suit your needs and budget such as the monthly payback arrangement. This way you will no longer have excuses not to pay the lender back on time. It will also avoid you form additional charges and penalties. Bear in mind that guaranteed high risk loans may be accessible and easy to obtain but it has high interest rates.
What Do I Need To Get A High Risk Loan?
The guaranteed high risk loans lender will not require you to go to the bank since they have the application form online. You will no longer need to go to the bank just to fill up the application form. you only need to prepare basic requirements such as your ID card, social security number, residential address, email address as well as your bank account. This way the lender will be able to deposit the cash you need to your bank account. The simple requirements which most guaranteed high risk loans lenders need will be used as references and guarantee that you are capable of paying them back on time.
While online make sure to do some research in order for you to learn more about guaranteed high risk loans. This is a must if you haven’t heard about this kind of loan before. Bear in mind that this loan might be useful but if you will not fully understand its mechanics and tend to neglect to pay them back on time then you will surely get tons of additional charges and I’m sure you will not be happy with it. So to avoid such kind of problems make sure that you only rely on the best guaranteed high risk loans lender. Make sure to compare several offered services and deals with guaranteed high risk loans lenders. This way you will be able to determine which lender will be capable of helping you resolve your cash problems without further adding up more complications.
Competitive Company Examples
£200 loan repayable over 20 weeks at £15.00 per week, Rate of interest 50% fixed; Representative 756.5% APR, Total Amount Payable is £300.
Total amount of credit: £200 | Duration of agreement: 33 weeks | Interest rate: 102.40% per annum (fixed). 33 weekly repayments of: £10 | Total amount repayable: £330 | Representative 433.4% APR.
5 most recent personal loan reviews
Once I had sorted the application signed my agreement, and got my guarantor to sign his, we both had a phone call within the hour, no issues with either of us and I got a pay out in 25 mins, couldn't have been any better, service on the phone was great nice people to talk to 👍🏻
Review posted by Jack Emberton, Bath
Ease Of Use
Value For Money
This was the smoothest process one could hope for! I had previously gone on a wild goose chase with Avant Credit (who are a joke) and then listened to the most ridiculous rates from Everyday Loans (the biggest joke of them all!) and so to get quick and friendly service form Finanta was a pleasure. the customer service staff are extremely friendly and my loan was paid out within a few hours of applying. I would recommend to anyone. My credit wasn't the best but they still accepted me, cant speak highly enough of them!
Review posted by Ricky Hutchens, Shrewsbury
Ease Of Use
Value For Money
Excellent Customer Service, the staff were very helpful and polite. I would recommend Ablrate Loans to my Family and Friends. Swift easy process in which to apply and the loan (monies) was deposited into my account well within the 48 hour frame time. Another satisfied customer 🙂
Review posted by Angie Foley, Tuxford
Ease Of Use
Value For Money
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Warning: Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk