The Home of Honest Lending

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Short Term Loans

£50 - £995

Online decision

Responsible lenders

Rates from 278% to 1576%

3-12 month repayment

Personal Loans

£1k - £25k

Fast decision

60-sec Application

Rates from 4.7% to 287%

3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
† Subject to lender's requirements and approval. Not all loan amounts are eligible for 20 minute payouts. Your bank may increase the time you receive the money considerably.

7 Benefits of Through Loanovao

Request Online

There are no fees to submit your request and no obligations.


You can be sure that your information remains with us – no 3rd party sales.

Get Results Fast

After you submit your information we can match your lender instantly.

Quick Cash

E-sign the contract and the cash could be with you in as little as an hour.

Borrowing Power Calculator

Find out how much you can afford to borrow before you apply with our borrowing power calculator.

Apply from any device

You can start and complete your personal loan application on any device. You you can return to and complete unfinished application made online within 14 days.

Online Status Tracker

Whether You have Submitted  online, at a branch, or over the phone, you can track your personal loan application online.

See What Other Kinds of Loans We Do

Though we specialise in Doorstep or Home Collection loans, we also offer a wide variety of other forms of finance to help you find the perfect plan to suit your needs.



It doesn’t matter how much you are looking for or what your credit history is like, we will be able to find you the best rates possible.

Fairly self-explanatory and so easy to get, a £100 loan is for those times that you need a little extra cash and quickly. Nearly anyone can get one of these loans with no issues at all, regardless of your credit history.
6 Month Loans can be a variety of amounts, whatever you think will suit your needs. The term, however, is fixed at 6 months. What this means is that the rate is fixed, allowing you to get the best out of your money. If you are looking for a slightly longer term length then this is a great option for you.
We all know how hard it can be to save, each time you get some a new issue will arise and bring you a step back. It doesn’t have to be that way though, a car loan is perfect for when you are looking at getting a new vehicle. Car Loans allow you to get the vehicle you are looking for without the usual hassle. This way you can pay as you go with your car
Very much like a payday loan, the Cash Cow Loans market has become popular with those that have a bad credit history. The difference is that a Cash Cow Loan does not have to be repaid in one instalment at the end of the month but can instead be over a 3 month period for example.

This type of loan is designed specifically for those that have an extremely bad credit score and are very likely to be refused by any normal lender due to their high risk. A Guaranteed High Risk Loan means that anyone that has been refused multiple times in the past or those that have been blacklisted will still have the chance to get the money they need.


An Instant Cash Loan is for those that are in a hurry to get the finance now. By using this sort of loan you will find that you get the funds in no time at all. Once approved you will get the cash straight into your account within 15 minutes. Fast Loans is one of the fastest ways to gain access to money on the loan market. Even those that have been blacklisted will be able to apply.

These loans are very small by their nature, often the amounts borrowed are around the £100 mark and no more than £500. They are usually only taken out for a couple weeks and never more than a few months. Mini-credit Loans were designed for those unexpected moments like a surprise bill or a car problem.
In the modern world, we are able to use our mobile phones for so many different things. We can use them to order food or other items from the internet. We can use them for looking at our bank accounts, sending and receiving money on the go. We can use them for so many things, so why not for borrowing. Whether you have an internet connection and feel like doing a £100 Text Loan or whether you want to use an SMS Loan instead, both are easily done today.

How to Apply – Made Easy

Start your application

The application process itself is a very quick and simple one. You simply need to fill out our online form with a few details and your good to go. All you need to qualify is some personal details, a full UK address and the details of your current employer to prove that you are capable of repaying the amount.

Get Result Fast

Our dedicated team of experts work at breakneck speed as soon as they get your application. They will check your requested amount against over 40 different lenders that we work with. Within a few minutes you will get your response and if accepted you will be passed on to the lender.

Get Your Cash

Once accepted by one of our reputable lenders, provided all your details are correct, you will get the money straight into your account within the hour. This makes our lending process one of the fastest possible ways to get finance. That is everything, you can then spend the money as you want.

Home Collected Cash Loans on Your Doorstep

Key points

  • Dealing with lenders face to face in a home environment can make the process more relaxed and convenient.
  • Repayment terms can vary according to your individual circumstances with a large variety of loan options available.
  • Loans should only be taken out with parties that are authorised and on the Financial Services Register.

There are different kinds of loans today which could provide amazing cash assistance. There are those specifically offered for people who wish to renovate their houses as well as those who wish to buy a new car. But for those who have a bad credit line, if you think they can no longer get a chance to apply for a loan, you are wrong. There is actually a loan just for them. The home collected cash loans will actually provide them amazing cash assistance especially when they suddenly needed cash during those emergency situations. Good thing there are now these kinds of loans for people who wish to get immediate cash assistance. Find out more about the home collected cash loans and how it could provide amazing cash help.

Getting immediate cash requires patience especially if you are going to apply for a loan in the bank. Usually, it will take around several days before you could get the cash you need. But if you need the cash today then you will find the home collected cash loans very helpful. A friendly agent will go pays you a visit and discuss the things you need to know about the home collected cash loans. He will discuss how it could provide you cash assistance without the worry of having credit line check. It is actually the kind of loan which you can easily apply for even if you have a bad credit line. The home collected cash loans are for people who have a bad credit line, no credit line and even for those who are already bankrupt. The lender will no longer ask anything as to where or how you will spend the cash you are borrowing as long as you will pay them back on time.

How To Get Cash Loans Collected?

The home collected cash loans will not require you to have that complicated paperwork. You will no longer need to go to the bank just to get the form you need for this loan. You only need to go online and find the application form on the lender’s site. From there you must answer the basic questions and don’t forget to send your ID card preferably with your employer’s name on it so the lender will know that you are presently employed. The ID card must have the social security number, residential number, and email address. You also must have your own bank account. These are just some of the basic requirements which home collected cash loans lenders need in order for them to start processing your application. This will provide a guarantee that you are capable of paying them back on time.

With the help of home collected cash loans, you will be able to pay your credit card debts. This way you will not be blacklisted. This is actually one of the most common problems among people who have credit cards. But with the help of home collected cash loans, they could pay their debts on time and cleared their names again.

Home Collection Loan FAQ’s

What is a Home Collection Loan with no credit check?

A home collection or doorstep loan involves you dealing with a lending agent face to face in the comfort of your home during the application and payment collection processes. Many people prefer this process to working online or dealing with someone over the phone.

After receiving approval for your home collection loan with no credit check, the cash will be delivered to your door by the agent. Weekly repayments will also be collected in person until such time that you have repaid all instalments in full.

If my application is approved, what can I use the money for?

The good news is that you have the freedom to use your loan amount for absolutely anything you like or need. For example, you can book a quick getaway holiday, pay for home or car repairs or even buy school clothing for your children. The choice is yours.

What are the repayment terms?

In most cases, regular weekly repayments will be required. Your agent will discuss all of the repayment terms, conditions and interest rates with you before you sign any paperwork.

Is it easy to apply for a Home Collected Loan without a credit check?

Yes. You will need to provide information such as your full name and UK address, information regarding your regular monthly or weekly expenses and information regarding your current place of employment and earnings. In many cases, no credit checks will be done beforehand either – but this can vary depending on the lender who will be assisting you.

Competitive Company Examples

Loan amount
400 - 1,000
Loan term
20 - 52 weeks
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Loan amount
200 - 750
Loan term
33 or 45 weeks
Great customer service
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5 most recent personal loan reviews

Review of West One Loans

Once I had sorted the application signed my agreement, and got my guarantor to sign his, we both had a phone call within the hour, no issues with either of us and I got a pay out in 25 mins, couldn't have been any better, service on the phone was great nice people to talk to 👍🏻

Review posted by Jack Emberton, Bath

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fiananta

This was the smoothest process one could hope for! I had previously gone on a wild goose chase with Avant Credit (who are a joke) and then listened to the most ridiculous rates from Everyday Loans (the biggest joke of them all!) and so to get quick and friendly service form Finanta was a pleasure. the customer service staff are extremely friendly and my loan was paid out within a few hours of applying. I would recommend to anyone. My credit wasn't the best but they still accepted me, cant speak highly enough of them!

Review posted by Ricky Hutchens, Shrewsbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ablrate

Excellent Customer Service, the staff were very helpful and polite. I would recommend Ablrate Loans to my Family and Friends. Swift easy process in which to apply and the loan (monies) was deposited into my account well within the 48 hour frame time. Another satisfied customer 🙂

Review posted by Angie Foley, Tuxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.

Loanovao is an introducer and not a direct lender
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Postal Address: Serpable Ltd, Collingbourne Avenue, Southbourne, Bournemouth, BH65QR
Warning: Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk