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Short Term Loans

£50 - £995

Online decision

Responsible lenders

Rates from 278% to 1576%

3-12 month repayment

Personal Loans

£1k - £25k

Fast decision

60-sec Application

Rates from 4.7% to 287%

3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
† Subject to lender's requirements and approval. Not all loan amounts are eligible for 20 minute payouts. Your bank may increase the time you receive the money considerably.

7 Benefits of Through Loanovao

Request Online

There are no fees to submit your request and no obligations.


You can be sure that your information remains with us – no 3rd party sales.

Get Results Fast

After you submit your information we can match your lender instantly.

Quick Cash

E-sign the contract and the cash could be with you in as little as an hour.

Borrowing Power Calculator

Find out how much you can afford to borrow before you apply with our borrowing power calculator.

Apply from any device

You can start and complete your personal loan application on any device. You you can return to and complete unfinished application made online within 14 days.

Online Status Tracker

Whether You have Submitted  online, at a branch, or over the phone, you can track your personal loan application online.

Instant Cash Loans Online for Bad Credit & Blacklisted

Key points

  • Instant cash loans offer a quick and efficient response to financial emergencies.
  • With immediate loans, lenders are often quick to overlook the customer’s bulky financial records when granting cash advances.
  • Direct Lenders can offer cash loans with flexible repayment plans that can stretch up to 3 months.

Having debts is not that easy. There is a chance that you might get blacklisted and will surely have a hard time borrowing cash again or worse applying for a loan 100 loan. Good thing there are now loans which you can easily obtain and get cash even if you are already blacklisted. There are instant cash loans online blacklisted which you can obtain without complicated issues. However, you should find out more about instant cash loans online blacklisted and learn ways that will help you find the best cash assistance.

Having a credit card is actually helpful. You can buy the things you need especially during those emergency situations. But if you have no cash to pay those borrowed funds then you will surely be blacklisted. When this happened, you will surely face a great deal of stress. But with instant cash loans online blacklisted, you will be able to end this problem soon there are 6 month loans.

Instant cash loans online blacklisted is specifically designed for people who are already blacklisted. This means if you are one of those people then you will surely find it very complicated to apply for a guaranteed loan. Good thing there are loans such as the instant cash loans online blacklisted that could provide cash assistance. This means that you can apply for a loan and get the cash you need in a matter of minutes. You will no longer need to worry about those credit line checks and verification. Even those people who have no credit line and dealing with bankruptcy can easily apply for the instant cash loans online blacklisted and obtain the cash they need.

What Does A Blacklisted Cash Loan Require?

Instant cash loans online blacklisted do not require any complicated records. You only need to have your ID card preferable with the company’s name to make sure that you are employed. You also need to have your social security number, residential address, and email address. These are the basic requirements which lenders need in order to see if you are capable of paying back the loan on time. See to it that you also have your own bank account. There is no longer a need to go to the bank just to send this over. You only need to go online, fill up the application and send these requirements to the lender’s website. Need only to wait for several minutes for the application processing and you will get the cash you need after that.

You can actually obtain these amazing benefits of instant cash loans online blacklisted if you will only find the best lender online. You will surely find tons of names of lending companies offering amazing services and deals with regard to instant cash loans compare online. It will help to do some research first to help you learn more about instant cash loans online blacklisted. This will be very helpful if you are a newbie. You can also read articles, reviews and other posted comments from previous clients as regards to instant cash loans online blacklisted. This way you will find and get the best deal on home collect loans online blacklisted.

Instant Cash Loan FAQ’s

What is an instant cash loan?

They are the same as emergency cash loans. They are the type of loans you apply for when you need cash urgently. Most cash loans are released very quickly, so the waiting time is usually very short. There are several short-term loans in the UK to help people in times of cash emergencies, and we can connect you with them. These loans help you get the cash you need in a hurry.

Because these type of loans are needed urgently, most lenders have systems that will enable you to get the loan amount in as little as 1 hour.

Of course yes! Your local bank will be willing to offer you an emergency loan if you have a very good credit history. They’ll also consider your ability to pay back the loan amount plus the allotted interest before granting you the loan. Unfortunately, these checks can be stressful and time-consuming, this is why it is better to borrow from direct lenders who will be faster and less cautious.

Also, banks may not offer these type of emergency loans online so you may have to visit a local branch to file in your application.

Will my bad credit be a problem?

If you want to borrow quick cash from your bank, your poor credits will certainly be a big issue. In some cases, banks won’t give you money once they discover your bad credit history.

Fortunately, this is not the same with direct lenders who offer instant cash loans. They are willing to give out loans to people with bad credits and those who have been blacklisted by banks. But note that lenders may conduct an affordability check to be sure you can afford to pay the loan amount back.

How much can I borrow?

Due to the urgent nature of this loan, the amount released by lenders is usually small. However, customers can get up to £2000 depending on the company they choose to work with. But on the average, you can get between £100 to £500

Once your loan application has been approved, the loan amount will be sent to your bank account instantly.

What documents must I have to be eligible?

Direct lenders may ask for the following documents when processing your loan application.

  • ID (showing your company’s name to show that you are employed)
  • Social security number
  • Email and residential address
  • Bank account details

How do I start a loan application?

Immediate cash loans are built for emergencies, as a result, lenders have created an online platform where customers can complete a loan application digitally. Loan amounts are released after the successful completion of the online application process.

See What Other Kinds of Loans We Do

Though we specialise in Doorstep or Home Collection loans, we also offer a wide variety of other forms of finance to help you find the perfect plan to suit your needs.



It doesn’t matter how much you are looking for or what your credit history is like, we will be able to find you the best rates possible.

Fairly self-explanatory and so easy to get, a £100 loan is for those times that you need a little extra cash and quickly. Nearly anyone can get one of these loans with no issues at all, regardless of your credit history.
6 Month Loans can be a variety of amounts, whatever you think will suit your needs. The term, however, is fixed at 6 months. What this means is that the rate is fixed, allowing you to get the best out of your money. If you are looking for a slightly longer term length then this is a great option for you.
We all know how hard it can be to save, each time you get some a new issue will arise and bring you a step back. It doesn’t have to be that way though, a car loan is perfect for when you are looking at getting a new vehicle. Car Loans allow you to get the vehicle you are looking for without the usual hassle. This way you can pay as you go with your car
Very much like a payday loan, the Cash Cow Loans market has become popular with those that have a bad credit history. The difference is that a Cash Cow Loan does not have to be repaid in one instalment at the end of the month but can instead be over a 3 month period for example.

This type of loan is designed specifically for those that have an extremely bad credit score and are very likely to be refused by any normal lender due to their high risk. A Guaranteed High Risk Loan means that anyone that has been refused multiple times in the past or those that have been blacklisted will still have the chance to get the money they need.


An Instant Cash Loan is for those that are in a hurry to get the finance now. By using this sort of loan you will find that you get the funds in no time at all. Once approved you will get the cash straight into your account within 15 minutes. Fast Loans is one of the fastest ways to gain access to money on the loan market. Even those that have been blacklisted will be able to apply.

These loans are very small by their nature, often the amounts borrowed are around the £100 mark and no more than £500. They are usually only taken out for a couple weeks and never more than a few months. Mini-credit Loans were designed for those unexpected moments like a surprise bill or a car problem.
In the modern world, we are able to use our mobile phones for so many different things. We can use them to order food or other items from the internet. We can use them for looking at our bank accounts, sending and receiving money on the go. We can use them for so many things, so why not for borrowing. Whether you have an internet connection and feel like doing a £100 Text Loan or whether you want to use an SMS Loan instead, both are easily done today.

How to Apply – Made Easy

Start your application

The application process itself is a very quick and simple one. You simply need to fill out our online form with a few details and your good to go. All you need to qualify is some personal details, a full UK address and the details of your current employer to prove that you are capable of repaying the amount.

Get Result Fast

Our dedicated team of experts work at breakneck speed as soon as they get your application. They will check your requested amount against over 40 different lenders that we work with. Within a few minutes you will get your response and if accepted you will be passed on to the lender.

Get Your Cash

Once accepted by one of our reputable lenders, provided all your details are correct, you will get the money straight into your account within the hour. This makes our lending process one of the fastest possible ways to get finance. That is everything, you can then spend the money as you want.

Competitive Company Examples

Loan amount
400 - 1,000
Loan term
20 - 52 weeks
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Loan amount
200 - 750
Loan term
33 or 45 weeks
Great customer service
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5 most recent personal loan reviews

Review of West One Loans

Once I had sorted the application signed my agreement, and got my guarantor to sign his, we both had a phone call within the hour, no issues with either of us and I got a pay out in 25 mins, couldn't have been any better, service on the phone was great nice people to talk to 👍🏻

Review posted by Jack Emberton, Bath

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fiananta

This was the smoothest process one could hope for! I had previously gone on a wild goose chase with Avant Credit (who are a joke) and then listened to the most ridiculous rates from Everyday Loans (the biggest joke of them all!) and so to get quick and friendly service form Finanta was a pleasure. the customer service staff are extremely friendly and my loan was paid out within a few hours of applying. I would recommend to anyone. My credit wasn't the best but they still accepted me, cant speak highly enough of them!

Review posted by Ricky Hutchens, Shrewsbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ablrate

Excellent Customer Service, the staff were very helpful and polite. I would recommend Ablrate Loans to my Family and Friends. Swift easy process in which to apply and the loan (monies) was deposited into my account well within the 48 hour frame time. Another satisfied customer 🙂

Review posted by Angie Foley, Tuxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.

Loanovao is an introducer and not a direct lender
Website owned by Leadbrain LTD Company Number 10959294
Postal Address: Serpable Ltd, Collingbourne Avenue, Southbourne, Bournemouth, BH65QR
Warning: Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk