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Short Term Loans
£50 - £995
Rates from 278% to 1576%
3-12 month repayment
£1k - £25k
Rates from 4.7% to 287%
3-36 month repayment
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
† Subject to lender's requirements and approval. Not all loan amounts are eligible for 20 minute payouts. Your bank may increase the time you receive the money considerably.
7 Benefits of Through Loanovao
There are no fees to submit your request and no obligations.
You can be sure that your information remains with us – no 3rd party sales.
Get Results Fast
After you submit your information we can match your lender instantly.
E-sign the contract and the cash could be with you in as little as an hour.
Borrowing Power Calculator
Find out how much you can afford to borrow before you apply with our borrowing power calculator.
Apply from any device
You can start and complete your personal loan application on any device. You you can return to and complete unfinished application made online within 14 days.
Online Status Tracker
Whether You have Submitted online, at a branch, or over the phone, you can track your personal loan application online.
See What Other Kinds of Loans We Do
- Other Loan Varieties
- £100 Loan
- 6 Month Loans
- Car Loans
- Cash Cow Loans
- High Risk Loans
- Cash Loans
- Mini-credit Loans
- Mobile Loans
It doesn’t matter how much you are looking for or what your credit history is like, we will be able to find you the best rates possible.
This type of loan is designed specifically for those that have an extremely bad credit score and are very likely to be refused by any normal lender due to their high risk. A Guaranteed High Risk Loan means that anyone that has been refused multiple times in the past or those that have been blacklisted will still have the chance to get the money they need.
An Instant Cash Loan is for those that are in a hurry to get the finance now. By using this sort of loan you will find that you get the funds in no time at all. Once approved you will get the cash straight into your account within 15 minutes. Fast Loans is one of the fastest ways to gain access to money on the loan market. Even those that have been blacklisted will be able to apply.
How to Apply – Made Easy
Start your application
The application process itself is a very quick and simple one. You simply need to fill out our online form with a few details and your good to go. All you need to qualify is some personal details, a full UK address and the details of your current employer to prove that you are capable of repaying the amount.
Get Result Fast
Our dedicated team of experts work at breakneck speed as soon as they get your application. They will check your requested amount against over 40 different lenders that we work with. Within a few minutes you will get your response and if accepted you will be passed on to the lender.
Get Your Cash
Once accepted by one of our reputable lenders, provided all your details are correct, you will get the money straight into your account within the hour. This makes our lending process one of the fastest possible ways to get finance. That is everything, you can then spend the money as you want.
Mini Credit Cash Loans – The Bad Credit Option
- Loans are typically for smaller amounts and offer far greater convenience when compared to other lending options.
- Small loans typically offer higher acceptance rates for those with poor credit scores that have been refused elsewhere.
- Interest rates can be higher, and loan repayment terms can be shorter however most can be taken out online.
Obtaining the loan you need without further knowledge about it could cause more problems than help. Bear in mind that there are scammers everywhere. People who haven’t tried applying for mini-credit cash loans should learn first how this loan actually works. Though it may be beneficial for those who need cash the same day they applied for it, make sure that you fully understand its mechanics. It is also the best kind of loan for people who only rely on their monthly paycheck. Read on and find out more about mini-credit cash loans and how it could provide you cash assistance.
With mini-credit cash loans there are minimal requirements you need to prepare. It is important that you are 18 years old and above to be qualified for the mini-credit cash loans. You also must have your own bank account not older than 6 months so the lender will know that you are capable of paying them back. The mini-credit cash loans will help you get cash in small amount especially if you just need extra cash to buy foods for the next two weeks or pay some unpaid bills that are due the following week. This kid of loan is unsecured loan so you will no longer need to have a guarantor just to get the approval on your application.
How a Mini Credit Cash Advance Can Help
The mini-credit cash loans will no longer require you to have a good credit line. It is actually specifically offered for people who have bad credit line, no credit line and even for those who are dealing with bankruptcy. It is also the kind of loan which those who are already blacklisted find very helpful since they too can apply for the loan and get the approval. The money you will get from this loan may be small in amount and could only be used as emergency cash such as for paying bills and even buying groceries. It is not actually recommend for those who wish to back up their businesses.
Mini-credit cash loans are readily available online so you will surely find the best lender through the web as well. You need to find the best mini-credit cash loans lender that will help you understand more about the mini-credit cash loans. The lender must be able to help you understand the terms and condition of the mini-credit cash loans. Bear in mind that this loan might be useful but it has high interest rate. But with the help of your chosen lender you will be able to choose the right payback plan that will suit your needs as well as your budget.
Make sure to consider those online reviews and feedback posted by previous clients regarding mini-credit cash loans. This will help you decide whether a certain mini-credit cash loans lender will be able to provide the cash assistance you need or not. It is a must that you fully understand how the mini-credit cash loans actually works so as to fully gain its amazing benefits and privileges.
Mini Credit Cash Loan FAQ’s
What are mini loans?
If you have come up short of cash and payday is still quite a long way off, you may be able to benefit by applying for one of the many mini loans UK that are available through the Loanovao website.
In most instances, you won’t have to have a good credit rating to apply for smaller loans anymore, meaning that you stand an excellent chance of qualifying and receiving the much-needed funds in your account on the same day (or next business day on a weekend or holiday).
How long will I have to repay my mini loan?
The amount of time it will take to repay your loan depends on the lender who has provided it to you. However, terms can range anywhere between 20 and 52 weeks. In most cases though, larger loans can be paid off over more weeks than those taken for smaller amounts.
Who will I be borrowing the funds from?
Although you would be applying for your mini loans UK through the Loanovao website, Loanovao will not be providing the funds to you. Loanovao works with a number of reputable and accredited loan companies and this ensures that you are matched with a lender that will be most suited to your personal and financial circumstances.
How can I obtain a mini loan online?
The loan application process on the Loanovao website isfast and easy. All you will have to do is complete the form on the application page and provide information such as your full name, a complete UK-based address, mobile number, employment status and history, proof of income, expenses and banking details.
When filling in the loan application form, it’s essential that you be completely truthful, as this will enable us to match you with the best lender possible. It will also allow our lenders to determine how much you will be able to afford to comfortably repay each week without going short elsewhere in your budget.
Competitive Company Examples
£200 loan repayable over 20 weeks at £15.00 per week, Rate of interest 50% fixed; Representative 756.5% APR, Total Amount Payable is £300.
Total amount of credit: £200 | Duration of agreement: 33 weeks | Interest rate: 102.40% per annum (fixed). 33 weekly repayments of: £10 | Total amount repayable: £330 | Representative 433.4% APR.
5 most recent personal loan reviews
Once I had sorted the application signed my agreement, and got my guarantor to sign his, we both had a phone call within the hour, no issues with either of us and I got a pay out in 25 mins, couldn't have been any better, service on the phone was great nice people to talk to 👍🏻
Review posted by Jack Emberton, Bath
Ease Of Use
Value For Money
This was the smoothest process one could hope for! I had previously gone on a wild goose chase with Avant Credit (who are a joke) and then listened to the most ridiculous rates from Everyday Loans (the biggest joke of them all!) and so to get quick and friendly service form Finanta was a pleasure. the customer service staff are extremely friendly and my loan was paid out within a few hours of applying. I would recommend to anyone. My credit wasn't the best but they still accepted me, cant speak highly enough of them!
Review posted by Ricky Hutchens, Shrewsbury
Ease Of Use
Value For Money
Excellent Customer Service, the staff were very helpful and polite. I would recommend Ablrate Loans to my Family and Friends. Swift easy process in which to apply and the loan (monies) was deposited into my account well within the 48 hour frame time. Another satisfied customer 🙂
Review posted by Angie Foley, Tuxford
Ease Of Use
Value For Money
Loanovao is an introducer and not a direct lender
Website owned by Leadbrain LTD Company Number 10959294
Postal Address: Serpable Ltd, Collingbourne Avenue, Southbourne, Bournemouth, BH65QR
Warning: Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk