WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

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Borrow up to £995 when You Apply Today

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Rates from 278% to 1576%

3-12 month repayment

Personal

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Borrow up to £25,000 when You Apply Today

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Rates from 4.7% to 287%

3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.

7 Benefits of Through Loanovao

Request Online

There are no fees to submit your request and no obligations.

Security

You can be sure that your information remains with us – no 3rd party sales.

Get Results Fast

After you submit your information we can match your lender instantly.

Quick Cash

E-sign the contract and the cash could be with you in as little as an hour.

Borrowing Power Calculator

Find out how much you can afford to borrow before you apply with our borrowing power calculator.

Apply from any device

You can start and complete your personal loan application on any device. You you can return to and complete unfinished application made online within 14 days.

Online Status Tracker

Whether You have Submitted  online, at a branch, or over the phone, you can track your personal loan application online.

See What Other Kinds of Loans We Do

Though we specialise in Doorstep or Home Collection loans, we also offer a wide variety of other forms of finance to help you find the perfect plan to suit your needs.

 

 

It doesn’t matter how much you are looking for or what your credit history is like, we will be able to find you the best rates possible.

Fairly self-explanatory and so easy to get, a £100 loan is for those times that you need a little extra cash and quickly. Nearly anyone can get one of these loans with no issues at all, regardless of your credit history.
6 Month Loans can be a variety of amounts, whatever you think will suit your needs. The term, however, is fixed at 6 months. What this means is that the rate is fixed, allowing you to get the best out of your money. If you are looking for a slightly longer term length then this is a great option for you.
We all know how hard it can be to save, each time you get some a new issue will arise and bring you a step back. It doesn’t have to be that way though, a car loan is perfect for when you are looking at getting a new vehicle. Car Loans allow you to get the vehicle you are looking for without the usual hassle. This way you can pay as you go with your car
Very much like a payday loan, the Cash Cow Loans market has become popular with those that have a bad credit history. The difference is that a Cash Cow Loan does not have to be repaid in one instalment at the end of the month but can instead be over a 3 month period for example.

This type of loan is designed specifically for those that have an extremely bad credit score and are very likely to be refused by any normal lender due to their high risk. A Guaranteed High Risk Loan means that anyone that has been refused multiple times in the past or those that have been blacklisted will still have the chance to get the money they need.

 

An Instant Cash Loan is for those that are in a hurry to get the finance now. By using this sort of loan you will find that you get the funds in no time at all. Once approved you will get the cash straight into your account within 15 minutes. Fast Loans is one of the fastest ways to gain access to money on the loan market. Even those that have been blacklisted will be able to apply.

These loans are very small by their nature, often the amounts borrowed are around the £100 mark and no more than £500. They are usually only taken out for a couple weeks and never more than a few months. Mini-credit Loans were designed for those unexpected moments like a surprise bill or a car problem.
In the modern world, we are able to use our mobile phones for so many different things. We can use them to order food or other items from the internet. We can use them for looking at our bank accounts, sending and receiving money on the go. We can use them for so many things, so why not for borrowing. Whether you have an internet connection and feel like doing a £100 Text Loan or whether you want to use an SMS Loan instead, both are easily done today.

How to Apply – Made Easy

Start your application

The application process itself is a very quick and simple one. You simply need to fill out our online form with a few details and your good to go. All you need to qualify is some personal details, a full UK address and the details of your current employer to prove that you are capable of repaying the amount.

Get Result Fast

Our dedicated team of experts work at breakneck speed as soon as they get your application. They will check your requested amount against over 40 different lenders that we work with. Within a few minutes you will get your response and if accepted you will be passed on to the lender.

Get Your Cash

Once accepted by one of our reputable lenders, provided all your details are correct, you will get the money straight into your account within the hour. This makes our lending process one of the fastest possible ways to get finance. That is everything, you can then spend the money as you want.

Guaranteed Cash Assistance on Payday Loans

Running out of cash comes for different reasons and even events in one’s life. Some because they only rely on their monthly salary alone while some just don’t get enough of their salaries. Whichever their reasons may be, it is important to find the best cash assistance they could get. However, they should know exactly what they must do in order to fully benefit from those loans today. Good thing there are now loans online such as the payday loans which are very much convenient and readily available. This is, in fact, one of the most preferred loans online today here in the UK. So if you are in search for a loan that could provide you with the best cash help you need, let us share with you more of its amazing facts.

Instant Payday Loans UK

As mentioned previously, payday loans are very much favour here in UK when it comes to providing immediate cash helps. This is much preferred especially among those who rely on their monthly salary alone. You will find tons of lenders as well as lending companies offering payday loans and other loans that could provide same day approval. The only key here is to find the best lender that would help you learn more about this loan. Through them, you will be able to get the best deal and offers. With the help of those legit instant payday loans UK providers, you will surely get the best service online ever.

Payday Loans Direct Lenders

For you to fully enjoy the offered benefits from payday loans, it is a must that you find first the best direct lenders who will help you out. Through them, you will learn more about this amazing loan and how it could help you pay those bills on time. Bear in mind that the entire transaction will be done online for this loan so be extra careful in choosing when choosing the right direct lender. To give you more heads up, here are some important pointers you should consider to help you find the best direct lender and avoid any issues in the future at the same time.

Here are some basic requirements you should adhere to get the approval you need on your loan application.

Age

It is important that you are 18 years above before you could get approve by any loans. However, there are some lending companies online that do require their borrowers to be at least 21 years of age. To avoid any problems, make sure to confirm this with them first.

Employed

Another important thing they need from you is a proof that you are presently employed or have other means of income. This is essential since this loan has a high interest rate. They might actually even ask you to provide details with regard to your employment such as your company’s name and employer.

Bank account

You will get the cash you need the same day upon application. This is why you must have your own bank account. They will deposit the cash you need on your account and from there you will be able to withdraw at any time of the day. Don’t worry, they will not check your account or how much money you have in your bank. They just need a secured place where they could send the money you need.

Availability

One of the most important things to consider that would help you find the best direct lender for a payday loan is their availability online. This simply means that they are very much ready and prepared to provide cash assistance any time of the day, even during weekends and holidays. Since running out of cash is actually an unexpected event in one’s life, it is a must that people could find immediate assistance that would help them resolve their cash issues in no time. Another thing you must consider that would help you find the best lender online is their customer care service. This service must be able to provide you updated and accurate info and details in regards to your loan application.

Background

Are they legit? Do they provide the cash help their clients need? It is important that you check the lender’s background first before you close or even make any deals online. There are in fact different ways which you could check their background. First is to read reviews. These feedbacks are actually posted from their previous clients. This will help you learn how they actually provide their assistance as well as they offered products to their clients. You will be able to learn as well their pros and cons. You will also find forums online discussing various kinds of online loans and their respective lenders. Through this, you might actually find the best one today.

Accredited

One of the most important things to consider that would help you find the right direct lender is whether they are accredited by the FCA or not. Normally legit lenders should have an ad or banner on the lower part of their webpage directly linked to the FCA main site. This way you can be sure that they are legit in every way.

Professionalism

It is important that the lender you should trust exactly know how to treat their clients right. They should provide them with the info they need to know about their offered services and products. They also need to provide them reasonable interest rates and charges and never ask for any hidden charges and such.

Payday Loans No Guarantor

Unlike other loans offered online, payday loan does not require any guarantor. This means that you alone can apply for such loan and get the approval you need without further questions from the lender as to where and how you will spend the money you wish to borrow from them. In fact, their main concern is that you are capable of paying them back on time. A payday loan is readily available online and very much preferred especially during emergency situations. Here are some of the loans that also do not require any guarantor.

Doorstep loans

If you have no time to go to the lender’s office then doorstep loan is for you. Just like what the name implies, with this loan all, you have to do is to fill up the application form on the lender’s site and once done, you will receive a schedule which a representative from your chosen lender’s office will come over to your place. This is why you must provide the lender with your accurate and exact contact info such as your present home address. This way they would be able to locate you easily. Once settled, you will get to sign the contract and get the cash assistance you need that same moment. The representative will again pay you a visit the following week to collect your payment.

Personal loans

Again, this loan does not require any guarantor but you have to have a good credit line so as to get the approval you need. This loan is an unsecured loan so you don’ have to worry about providing any collateral to the lender.

Payday Loans with Guarantor

Though this loan is typically very easy to obtain and does not need any guarantor, there are some lending companies that do actually require a guarantor. When choosing for a guarantor, it is important that you take heed especially if you don’t actually know who’s going to be your guarantor. But you can always choose them. It could be your friend or your relative as long as he is responsible and would actually take any issues on your behalf, just in case.

ID check

The lender will need an ID of your chosen guarantor. They need to find and check his exact location as well as other contact details. This way, the lender would be sure that you are not just using anyone’s info just to get the cash you need. This is also under the law. Lenders can also check their social media accounts for further verification.

Affordability check

Your lender needs an assurance that you or your guarantor could actually pay the amount back on time. Lenders do check financial status so as to be sure that you can afford the loan you wish to apply for, be it secured or unsecured loans. They will not approve your loan application once they’ve found out that you are actually earning less than the amount of cash you wish to borrow. In fact, this will work as an advantage on your part since you will be able to pay them back on time and avoid those charges and penalties.

Credit check

Your guarantor must have a good credit line. Lenders do check guarantor’s credit line and score. This way they will have ideas on how this person actually manages his own credits. Having a bad credit could be a risky one. This is why lenders do check guarantors’ background thoroughly to avoid any problems in the future. Besides, they must be responsible enough to pay the loan back in case you failed to pay the lenders on time.

Payday Loans for Bad Credit

Now if you are worried because of your credit score, fret not. With payday loans for bad credit, you can easily apply for this same loan and get the cash help you need in just a matter of minutes. Lenders will no longer do those strict verifications and such. However, it is a must that you show them proof that you are capable of paying them back on time. This will avoid any issues in the long run. Even those who are already blacklisted then still apply for such loan and get approved. The only thing they must have is another source of income.

Here are some reasons why you should settle for such loan even if you have a bad credit line.

Accessibility

Unlike other loans offered today, this is the only loan which you could get if you have issues on your credit line. You will be able to apply for it online and at the comfort of your home. Lenders will no longer require you any complicated to prepare requirements. You just have to show them proof that you are presently employed or have other means of income. This way you will get the approval you need.

Convenient

Unlike other loans today, with payday loans you will no longer to prepare those complicated to prepare documents and such. There will also be no strict background checks or whatsoever. This is why more and more UK residents preferred this loan especially those who are relying on their salary alone. It is also very convenient during emergency situations. Being employed or just by having another source of income will help you get approved for this loan today.

Unsecured and flexible

When it comes to their offered repayment plan, you can even talk this over with your lender. Though usually payday loans require an end of the monthly payment, you can still discuss this matter over with your chosen lender. This way you will be able to pay them back on time and avoid any charges at the end of the month. Lenders will provide you flexible term of payments that would help you pay them back without any issues on your end.

There are different kinds of loans which you can apply for, both online and offsite storefront. If you wish to get a new car then a car loan will surely help you out. If you wish to renovate your house then a good housing loan will do the trick. However, it is important that you only find the right kind of loan that will match up your needs and financial status. Bear in mind that these online loans may be easy to obtain but expect them to have higher rates as compared to other loans today. So the next time you run out of cash or need extra money to pay those bills, make sure to check out payday loans today.

Competitive Company Examples

Loan amount
400 - 1,000
Loan term
20 - 52 weeks
CUSTOMERSCORES
Excellent
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Loan amount
200 - 750
Loan term
33 or 45 weeks
CUSTOMERSCORES
Great customer service
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5 most recent personal loan reviews

Review of West One Loans

Once I had sorted the application signed my agreement, and got my guarantor to sign his, we both had a phone call within the hour, no issues with either of us and I got a pay out in 25 mins, couldn't have been any better, service on the phone was great nice people to talk to 👍🏻

Review posted by Jack Emberton, Bath

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Fiananta

This was the smoothest process one could hope for! I had previously gone on a wild goose chase with Avant Credit (who are a joke) and then listened to the most ridiculous rates from Everyday Loans (the biggest joke of them all!) and so to get quick and friendly service form Finanta was a pleasure. the customer service staff are extremely friendly and my loan was paid out within a few hours of applying. I would recommend to anyone. My credit wasn't the best but they still accepted me, cant speak highly enough of them!

Review posted by Ricky Hutchens, Shrewsbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Ablrate

Excellent Customer Service, the staff were very helpful and polite. I would recommend Ablrate Loans to my Family and Friends. Swift easy process in which to apply and the loan (monies) was deposited into my account well within the 48 hour frame time. Another satisfied customer 🙂

Review posted by Angie Foley, Tuxford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.

Loanovao is an introducer and not a direct lender
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Postal Address: Serpable Ltd, Collingbourne Avenue, Southbourne, Bournemouth, BH65QR
Warning: Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk